Before missing a payment.
 
If you know tough times are ahead here are some strategies you can employ to help keep on track.

Note: This information is not comprehensive and is not intended to provide legal service. If you need legal advice, you should speak with a lawyer.

Pay high priority bills first
  • Mortgage
  • Car Payments / Insurance
  • Utilities
  • Food
Do not pay credit cards or other unsecured debts before your mortgage. Only use checks or money orders to pay bills, do not send cash, then record all payments (date paid and check number).

Do not use credit cards.
 

Home | Check Rates | On-line Application | Application By Phone | Calculators and Other Resources
What To Expect | About Us | Contact Info
Site Security | Privacy Policy | Terms Of Use | Credit Union Member Login

View our Anti-redlining Notice

Mortgage Center
20300 Civic Center Drive Suite 403
P.O. Box 2171
Southfield, MI 48076
1-800-353-4449

Equal Housing Lender


by telephone:
(800) 454-0356


Watch Video - Navigating the Home Affordable Modification Program

Before you call- Info Sheet

Loss Mitigation Workout Application
Please return quickly & completely.

Budget Worksheet

Community Resources


Having Trouble Making Payments?
Before Missing A Payment
When Things Get Tight
After Falling Behind
Delinquency Timeline
Saving Your Home
Saving Your Credit
Sheriff's Sale
After the Sheriff's Sale