After Falling Behind.
 
Mortgage Center has put together this information to help you understand the mortgage foreclosure process so that you can make the best decision for you and your family. Keep in mind that the foreclosure process moves very quickly. Please keep track of deadlines and do not wait until the last minute to get help.

Identify the Problem
  • What caused your current situation? We’ll be better able to work with you if we have a good understanding of what happened. Was there a life changing event such as a job loss, illness, divorce, or career change?
  • How long do you expect your difficulty to last?
  • What specific type of help do you need?
  • How much money can you afford to pay toward your mortgage?
Communicate
  • Contact our Loan Collections department here at Mortgage Center (800) 454-0356.
  • One of our Counselors will speak with you and give you the opportunity to explain your situation. They can discuss any options you may have and work with you toward a solution.
 

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Mortgage Center
20300 Civic Center Drive Suite 403
P.O. Box 2171
Southfield, MI 48076
1-800-353-4449

Equal Housing Lender

by telephone:
(800) 454-0356


Watch Video - Navigating the Home Affordable Modification Program

Before you call- Info Sheet

Loss Mitigation Workout Application
Please return quickly & completely.

Budget Worksheet

Community Resources


Having Trouble Making Payments?
Before Missing A Payment
When Things Get Tight
After Falling Behind
Delinquency Timeline
Saving Your Home
Saving Your Credit
Sheriff's Sale
After the Sheriff's Sale